Affording Care

We can provide you with a comprehensive cost estimate so you can plan your journey with confidence. Have fertility insurance benefits? We’ll help you maximize them. We can also help with financing and payment plans.

Not sure where to begin? Talk with our care team for free.

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We accept
Aetna Anthem BCBS Cigna Coventry Humana PCHS Tricare United
insurance and many others.
It All Starts With

The Onto Fertility Assessment

Our streamlined way to gather essential information about you (and your partner, if applicable) so our clinicians can recommend the best treatment options.

Whether you have insurance or would prefer self-pay rates, we collect a $100 non-refundable deposit. This gets you access to our self-service portal and priority appointment bookings. It is applied as a credit to your account and can be used toward any patient responsibility including co-insurance, deductibles, or services not covered by your insurance.

Want to learn more? Talk with us for free. If you desire, before we speak we can verify whether your insurance is active, confirm if it is in-network, and determine what your benefits might be for your Onto Fertility Assessment.

Speak With Us Pay Your Deposit

SELF-PAY RATES

Have insurance? Diagnostic testing and imaging related to fertility care may be covered; however, coverage depends on your specific insurance plan and does not necessarily mean the services will be free. We can verify your insurance and clearly explain your situation.

  • New Patient Visit . . . $300
  • Diagnostic Blood Work . . . varies
  • Genetic Carrier Screening . . . $399
  • Diagnostic Imaging . . . $275 – $650
  • Semen Analysis . . . $100
  • Follow-Up Visit . . . $150
Speak With Us Pay Your Deposit

Continue Your Journey

Onto Fertility Treatments

After the Fertility Assessment your Onto clinician will provide personalized treatment recommendations.

Have insurance? Fertility treatments may be covered; however, coverage depends on your specific insurance plan and does not necessarily mean the services will be free. We can verify your insurance and clearly explain your situation.
IVF & Frozen Embryo Transfer self-pay starting at $17,500

Includes:
✔️ Monitoring ultrasounds and bloodwork
✔️ Egg retrieval, ICSI, and embryo culture
✔️ Embryo freezing
✔️ First year of storage included
✔️ Embryo thawing and future transfer (1st transfer included)
✔️ Onto Care Team cycle management

Does not include:
The Onto Fertility Assessment
❌ Anesthesia for egg retrieval – $475
❌ Medications
❌ Preimplantation Genetic Testing (PGT) – Varies by testing facility and number of embryos
❌ Embryo storage beyond 12 months – $1,000/year

IVF & Fresh Embryo Transfer starting at $13,990

Includes:
✔️ Monitoring ultrasounds and bloodwork
✔️ Egg retrieval and fertilization using ICSI
✔️ Embryo culture and fresh embryo transfer
✔️ Freezing of any additional embryos (first year of storage included)
✔️ Onto Care Team cycle management

Does not include:
The Onto Fertility Assessment
❌ Anesthesia for egg retrieval – $475
❌ Medications
❌ Preimplantation Genetic Testing (PGT) – Varies by testing facility and number of embryos
❌ Embryo storage beyond 12 months – $1,000/year

Egg Freezing starting at $7,000

Who is this for?
This package is for individuals who want to preserve their fertility by freezing eggs for future use. Egg freezing may be an option for those who are not ready to conceive but want to keep their reproductive options open, whether for personal, medical, or other reasons.

Includes:
✔️ Monitoring ultrasounds and bloodwork
✔️ Egg retrieval procedure
✔️ Egg freezing (vitrification)
✔️ First year of storage included
✔️ Onto Care Team cycle management

Does not include:
❌ The Onto Fertility Assessment
❌ Medications
❌ Anesthesia – $475
❌ Egg storage beyond 12 months – $1,000/year

IUI with Ovulation Induction starting at $1,000

Who is this for?
This option is for patients who need support with ovulation. Based on clinical recommendations, treatment may involve oral medications (such as Clomid or Femara) or injectable gonadotropins for ovarian stimulation.

Includes:
✔️ Monitoring ultrasounds and Estradiol blood tests (if applicable)
✔️ Optimal insemination timing
✔️ Sperm preparation
✔️ 1 Intrauterine insemination (1 procedure appointment)
✔️ Onto Care Team cycle management

Does not include:
❌ The Onto Fertility Assessment
❌ Medications
❌ Pregnancy blood test

Egg Thaw, ICSI Fertilization & Embryo Transfer starting at $10,000

Who is this for?
This package is for individuals or couples who have previously frozen eggs and are ready to attempt pregnancy. It includes fertilization using ICSI, embryo culture, and transfer. This option may be suitable for those using their own frozen eggs, donor eggs, or fertility preservation patients now pursuing parenthood.

Includes:
✔️ Thawing of frozen eggs
✔️ Fertilization using ICSI (Intracytoplasmic Sperm Injection)
✔️ Embryo culture and transfer
✔️ Freezing of additional embryos (first year of storage included)

Does not include:
❌ The Onto Fertility Assessment
❌ Anesthesia – $475
❌ Embryo storage beyond 12 months – $1,000/year
❌ Preimplantation Genetic Testing (PGT) for extra embryos – Varies by testing facility and number of embryos
❌ Donor eggs and/or sperm

Timed Intercourse with Ovulation Induction starting at $800

Who is this for?
This option is suitable for patients who need a less intensive treatment approach for ovulatory disorders. Oral medications like Clomiphene or Femara stimulate ovulation, and ultrasounds track the timing for optimal insemination during timed intercourse.

Includes:
✔️ Monitoring ultrasounds
✔️ Optimal timing for intercourse
✔️ One office visit and injection teaching
✔️ Onto Care Team cycle management

Does not include:
The Onto Fertility Assessment
❌ Medications
❌ Pregnancy blood test

Personalize Your Care

Every Treatment is Unique

Your Onto clinician will work with you to customize your treatment plan given your specific needs.

Pricing shown is self-pay. Your insurance may cover these services. Coverage depends on your specific insurance plan and does not necessarily mean the services will be free. We can verify your insurance and clearly explain your situation.

Start Now With A Free Call
Anesthesia

$475

Storage (Eggs or Embryos)

$1,000 annually

Outside Monitoring

Monitoring Ultrasound . . . $275
Blood Work . . . varies given specific tests ordered

Semen Analysis

Analysis . . . $100
Consult to Review Results . . . $50

Sperm Wash

$300

Patient Using Onto Patient Portal on Mobile1
Begin with a Free Call

IVF Retrieval Bundle with Unlimited Transfers

This package provides multiple egg retrieval cycles and unlimited embryo transfers, maximizing your chances of pregnancy while offering significant cost savings compared to individual cycles.

Egg Freezing Packages

Ideal for those who want to preserve their fertility for the future, these packages include multiple egg retrievals.

2 Cycles of Egg Freezing . . . $12,000
3 Cycles of Egg Freezing . . . $15,990

Embryo Banking Bundle

This option allows you to freeze and store multiple embryos for future use, providing flexibility and peace of mind for those who may want to expand their family later.

And With Our Financing Partners

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Gaia

Gaia makes fertility treatment more affordable and predictable with exclusive savings, flexible financing, capped pricing, and up to 100% refund if you don’t bring home a baby. Visit gaiafamily.com to get your prices.

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WIN Fertility

Financing options with attractive rates and flexible terms—making family-building more affordable for those without employer support.

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Egg Fund

Get quick access to pre-approved fertility loan offers with no impact on your credit.

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CapexMD

A fast, effortless, and affordable fertility financing solution.

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Prosper

Medical loans made easy.

Why is Pricing for Your Care Unique to You?

After your Fertility Assessment, we’ll discuss your personalized treatment plan and pricing options, so you can make informed decisions about your care. Your price will differ from others’ pricing because of a number of factors.

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Why is Pricing for Your Care Unique to You?

After your Fertility Assessment, we’ll discuss your personalized treatment plan and pricing options, so you can make informed decisions about your care. Your price will differ from others’ pricing because of a number of factors.

Location

The cost of living and operating a clinic can vary significantly between regions, affecting the overall pricing of services.

Treatment Type

Different fertility treatments have varying levels of complexity, technology involved, and resources required, which impact their cost.

Individualized Needs

Your specific treatment plan will depend on your unique circumstances, such as age, diagnosis, and medical history. This can influence the overall cost of your care.

Medications

The type and dosage of medications required for your treatment can also affect the overall cost.

Additional Services

Optional add-on services, such as genetic testing or embryo cryopreservation, may influence the final price.

Card or FSA/HSA Payment

Use your credit or debit card, or your FSA or HSA account.

Insurance Coverage

We help you navigate your insurance benefits, including policy details, claims, and alternatives.

Financing

We partner with industry-leading programs to provide flexible payment plans and competitive rates.

Onto Patient Stories

We’re committed to moving fertility care forward, and making it more accessible for those who need it. Hear the stories of real Onto patients.

About Us

I’ve had a couple miscarriages this year and the doctor I was seeing didn’t do tests or blood work to try to find out what was going on. I was told these things just happen. I switched my OBGYN and she recommended Dr. Smith. I am so happy she did. I felt like she listened to what I was hoping for, and gave me honest answers to my questions. I found the staff to be very professional and kind. With the treatment plan Dr. Smith has put together, I am very hopeful about our family future.

Valentina C.

Dr. Smith was informative, professional, and honest. She discussed options and probabilities with us, rather than using a one size fits all approach. The front desk and support team were also super friendly and helpful, and actually looked happy to see us when we entered the door. I highly recommend so far.

Jamie C.

Dr. Smith and her staff evaluated my situation and provided a customized plan that led to a live birth of my daughter, for which I’m eternally grateful.

Carol H.

I would like to give 10 stars if possible. The entire team is just so helpful and is really doing their best to make sure that you get pregnant. Thank you all for helping me get a baby after years and years of trying. I am very grateful to Dr. Smith and the entire team.

Aly A.

Dr. Smith and her team have been excellent since day 1 of our IVF journey. It is such a difficult process to trust in the hands of strangers and I have always felt 100% confident in their abilities and knowledge. They are very direct and do not waste your time. I would highly recommend this fertility clinic!

Jasmine O.

I can’t say enough good things about Dr. Smith and the nurses at this clinic. If you are looking for a great, feels like home fertility clinic then look no further! They treat you like family here! Thank you to all the staff.

Rachel P.

Ready to Find Your Path?

Answer a few brief questions about yourself, and we’ll provide personalized insights and recommendations for your fertility journey.

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